Insurance and Rates
For Individuals
Diagnostic Assessment (60 minutes): $175
38-52 Minute Sessions: $125
53-60 Minute Sessions: $150
Type of Payment Accepted
Cash, checks, & credit cards are accepted for payment.
Insurances
UMR
United Health Care
Optum
Cigna and Evernorth
Multiplan
Horizon Blue Cross
Blue Shield of New Jersey
Blue Cross Blue Shield of Massachusetts
Anthem EAP - Bank of America
Sliding Scale Fees
You First Mental Health is committed to providing affordable mental health services. We offer limited spot sliding scale fee structure based on your income to ensure you receive the care you need without added financial stress. Please reach out for more information.
Good Faith Estimate (GFE) for Services at Mental Wellness Counseling
The No Surprises Act Legislation (2799B-6 of the Public Health Service Act) became effective 1/1/2022. This Legislation requires health care providers to provide a Good Faith Estimate for Services, specifically for private pay clients who are not using insurance, have opted out of using insurance, or who have insurance that the provider does not participate with. You have the right to receive a GFE explaining how much your medical care will cost. Please note that this GFE also does not include any additional fees for paperwork for legal matters or court appearances/subpoenas.
Provider Estimate for Services
To calculate the total amount for your services multiply the expected services listed above by the number of weeks you expected to participate in services. For example, if you expect to participate in services weekly for 60 minute sessions you would multiply the cost of a 60 min session by 52 to estimate the total cost of one year of services.
*Cancellation Policy
If you do not show up for your scheduled therapy appointment, and you have not notified me at least 24 hours in advance, you will be required to pay the full cost of the session.
OTHER IMPORTANT INSURANCE QUESTIONS:
Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:
Do I have mental health insurance benefits? What is my deductible and has it been met? How many sessions per year does my health insurance cover? What is the coverage amount per therapy session? Is approval required from my primary care physician? If the therapist is not in the insurance network, what will the insurance cover? It is the client's responsibility to pay for what insurance does not cover at each session on the day of the appointment.
BE AWARE: If I am not in your insurance network, that does NOT mean that insurance won't pay for the sessions. It usually means that you will pay a higher deductible and copay. Check with your insurance to see what the "out of network" rate is.